The Language of Abundance: What to Say (and Not Say) Around Your Kids

Our kids are always listening—even when we think they aren’t.

They hear how we talk about other people. How we talk about ourselves. And especially… how we talk about money.

Most of us grew up hearing things like:

💬 “We can’t afford that.”
💬 “Money doesn’t grow on trees.”
💬 “Do you think I’m made of money?”
💬 “We have to be careful. Money goes fast.”

Now take a deep breath and ask yourself: How did those phrases shape your money beliefs?

Did they make you feel safe and supported? Or did they create a quiet undercurrent of fear, guilt, or unworthiness around money?

Here’s what we often forget: the words we speak become the internal script our kids repeat for the rest of their lives.

The language of abundance doesn’t mean pretending money is always easy. It means anchoring your kids in possibility, agency, and emotional safety—even when money feels tight.

So let’s break this down. Here's what NOT to say… and what to say instead.

nstead of:
❌ “We can’t afford that.”
Try:
✅ “That’s not in our plan right now, but let’s think of a way we could make it happen.”

You’re not shutting it down—you’re opening the door to creativity and possibility.

Instead of:
❌ “Money doesn’t grow on trees.”
Try:
✅ “Money is a tool we learn how to use wisely. And we get to keep growing in how we use it.”

This teaches them money is a skill—not a mystery or a magical scarcity cloud.

Instead of:
❌ “That’s too expensive.”
Try:
✅ “That’s a big investment. Let’s talk about what’s most important to us right now.”

This models value-based decision-making, not shame or lack.

Instead of:
❌ “I’m so bad with money.”
Try:
✅ “I’m still learning how to manage money in a way that feels good. And we’re learning together.”

You just turned a fear statement into an empowerment moment—and gave your kids permission to grow, too.

Words are powerful. Especially in the early years, kids take everything literally. That means if they keep hearing that money is stressful, hard, scarce, or dangerous—they’ll wire that in. But if they hear that money can be fun, manageable, and something we’re allowed to grow in? That’s the belief system they’ll build their life on.

You don’t need to be perfect with your language. You just need to be present.

Let them hear you say things like:
✨ “Money flows to us easily and frequently.”
✨ “We make smart, fun, aligned decisions with our money.”
✨ “There’s always more where that came from.”

Want to go even deeper? Make affirmations part of your daily rhythm. Say them out loud in the car. Write them on the bathroom mirror. Let your kids pick their own.

Because the way you talk about money becomes the way they feel about money.

And that inner language? It lasts longer than any allowance ever will.

Ready to Raise Kids Who Feel Safe With Money?

If this resonated with you, DM me “MONEY TALK” for simple swaps to create empowered money language at home. Or drop a 💬 in the comments if you’re ready to shift how your kids hear and feel about abundance.

And if you’re ready to go all in—to break generational patterns, create financial safety in your home, and raise kids who grow up feeling empowered with money—check out my Raising Abundant Kids course. It’s the roadmap I wish I had years ago… and it’s already changing families around the world.

Because you don’t have to pass down your financial trauma.
You get to pass down trust, confidence, and emotional wealth.
And it starts with your words.

Let’s raise a generation who speaks the language of abundance fluently—because they lived it at home. 💖

Copyright Evolved Minds, LLC